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What Is This?

Endorsed by the United States Department of Justice, rebates are a great way to make buying a home less expensive, and can dramatically lower the price you pay for real estate brokerage services.

Keystone Funding has thus negotiated a special discount on your behalf with local, full-service real estate agents. As a home buyer, you will receive 25% of your Realtor's commission, as long as you close with that Realtor. On a $400,000 purchase, your rebate could be $3,000!

Keystone Funding has initiated this program as part of its commitment to superior customer service. Our goal is to build a life-long relationship with you, and this program is our way of demonstrating our alignment with your needs.

How Does It Work?

In any real estate transaction, the buyer’s agent (your agent) receives his/her commission from the listing agent, as compensation for finding the buyer for that house. Typically the buyer's agent gets half, or 50%. Keystone Funding has negotiated terms with experienced real estate agents in your area to provide you, the home buyer, a rebate from this commission. See the example at right for an illustration of how this works. Also try our Rebate Calculator for any purchase scenario you may have.

What Are The Terms?

The minimum home purchase price to receive a rebate is $135,000. Further, if applying the rebate results in your real estate agent earning less than $4,000 in commission, only the amount above $4,000 will be applied as your rebate. For example, let's say you purchase a home for $150,000, and your real estate agent receives $4,500 from the seller's agent. Applying the 25% rebate (25% X $4,500= $1,125) would leave your real estate agent with $3,375. Since the minimum net commission due to your agent is $4,000, your rebate would be reduced from $1,125 to $500, thus leaving your agent with $4,000 in commission.

In order to receive the rebate, you must close the transaction with one of the agents we referred to you. Every agent in our network has a minimum of 5 years, full-time real estate experience, and knows their territory extremely well.

This offer is only available in the following states: DC, DE, MD, NJ, PA, and VA.

Where Do I Start?

Complete the form at the top of the page. We will follow up with you, inquire about the areas you're interested in, and refer you to an expert in that territory from the agents in our network. If for any reason you are not happy with your agent, we can refer you to someone else.